West Stark Community Federal Credit Union is committed to protecting the privacy of our members. You can visit us on the web without disclosing who you are or revealing any other information about yourself. However, there are some areas that you may enter that will collect certain information and we want you to know how that information is used. By visiting our website, West Stark Community Federal Credit Union collects and stores information on the domain name that you use for access. We also collect the Internet address of the site which connected you to us, and the date and time of your visit. We use this information to track the number of visitors to our site and the pages visited. We can then concentrate our attention to the areas with the most visitors. When you send an e-mail to West Stark Community Federal Credit Union personal identifying information is stored and collected so that your e-mail, form, or application can be processed. This information is never given, sold, or disclosed to third parties. West Stark Community Federal Credit Union offers links to other sites for your convenience, but please be aware we cannot be held responsible for the information contained or gathered within these sites. West Stark Community Federal Credit Union cannot attest to the accuracy of any the information provided by these sites.
INFORMATION WE COLLECT ABOUT YOU
We collect nonpublic personal information about you from the following sources;
*Information we receive from you on applications and other forms.
*Information about your transactions with us.
*Information we receive from a consumer reporting agency.
*Information obtained when verifying the information you provide on an application or other forms; this may be obtained from other institutions where you conduct financial transactions.
We may disclose all of the information we collect, as described above, as permitted by law.
PARTIES WHO RECEIVE INFORMATION FROM US
We may disclose nonpublic personal information about you to the following types of third parties; Financial service providers, such as insurance companies, mortgage service companies, and securities broker-dealers. Non-financial companies, such as data processors, checks, share draft printers, financial statement publishers, plastic card processors, and government agencies.
DISCLOSURE OF INFORMATION TO PARTIES THAT PROVIDE SERVICES TO US
In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements so that we may provide members competitive products and services. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, and follow your instructions as you authorize, or protect the security of our financial records. To protect our members privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties.
DISCLOSURE OF INFORMATION ABOUT FORMER MEMBERS
If you terminate your membership with West Stark Community Federal Credit Union, we will not share information we have collected about you, except as may be permitted or required by law.
HOW WE PROTECT YOUR INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know information to provide products and services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
WHAT MEMBERS CAN DO TO HELP
West Stark Community Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines: Protect your account numbers, plastic card numbers, PINS (personal identification numbers) or passwords. Never keep your PIN with your card, which can provide free access to your accounts if your card is lost or stolen. Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is on behalf of the credit union and asks for your account number you should beware. Official credit union staff will have access to your information and will not need to ask for it. Keep your information with us current. If your address or phone number changes, please let us know. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. Let us know if you have questions. Please do not hesitate to call us we are here to serve you.